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Expert Advice from Adams & Co - A Complete Service

Purchasing and operating a successful business is not easy - otherwise everybody would be doing it!! Throughout the process from identifying the right business for you through to your retirement, you may need to take advice and guidance from specialists in finance, accountancy, legal etc and good quality, value for money support is essential to operating success. Over many years in the industry Adams & Co have developed links with high quality companies, who are leaders in their field, who can offer the support you need to maximise the return on your efforts. We list below those companies who have shown themselves to be 'blue-chip' providers with excellent reputations and recommend that you consider those listed below should a need for specialist support arise.

 

 

Business Valuation?

At Adams & Co we do not overvalue to secure instructions, nor undervalue in the hope of a quick sale - we would be failing as professional agents if we did not seek the best possible price for our Vendors. However, at Adams & Co we can advise you of the multiples currently visible in the market place, and guide you through the evaluation process. Should you require a formal valuation then we recommend Pinders and Taylors though you should verify their suitability with your lender if your valuation is to be used for finance purposes.

 

Choosing the right lender

Different commercial lenders will consider different businesses and finding the right lender for your proposition in order to obtain the best terms involves a lot of legwork. For example, many of the existing and converged building societies offer commercial and semi-commercial loans and they can be a good source of finance for small hotels and guesthouses, as well as some shops and investment properties. Remember that the lenders may have differing views on the market at any one time and it does not mean if you are rejected for funding that your proposal is necessarily flawed.

 

Save time & money by planning ahead

Some of the High Street Banks are less approachable now than at any time and getting to speak to the decision makers can e time consuming and frustrating, however they still remain the best source of finance for many businesses.

When approaching the High Street Banks a full business plan and appraisal of the business will help and avoid you being sent away with a brochure and told to return with a business plan completed. For leasehold purchases, without collateral security, the banks remain almost the only source of finance across all business sectors that will usually provide better terms in their specialist sector than the general lenders. Businesses such as farming, healthcare, residential homes, franchises, sub post offices and others all have special terms available for some lenders.   

Premier Commercial Finance 

Premier Commercial Finance is a commercial lender brokerage with many years commercial lending experience and as such we have access to a database of lenders in all sectors of the commercial market place and can offer all types of funding solutions to new and established business. As we deal with the main lenders on a regular basis and they value the business we introduce to them, they will often provide our clients with better terms than they would negotiate themselves, which can save our clients £,000's over the term of the loan.

We prepare full business plans and appraisals of the business and submit this to the appropriate lenders on our clients' behalf and then negotiate with the interested lenders to obtain the best possible terms for you. We have a success rate of over 95% in obtaining offers for our clients and can assist and guide clients through the process of purchasing the business.

We value all our clients and will always seek the best possible solutions to their needs. Free initial consultations are offered and fees are only payable if opportunities exist for the finance to be arranged.

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